Housing | Hudson EDC

The Hudson County Economic Development Corporation is committed to providing affordable housing to help our communities take a step to building wealth while strengthening our local economy. By elevating the quality of life for all individuals in Hudson County we can build a solid foundation for the future.

Life as a homeowner is good for Leandro, who just purchased a home in the Lafayette neighborhood of Jersey City. “What’s the best part about owning a home? I wish I could pick one part,” Leandro says, laughing. “Just being able to have my own home. That’s the best part.” – Leandro, Jersey City
“I didn’t really have enough cash and I didn’t really qualify for any of the downpayment assistance programs. The three percent down was exactly what I needed so I was able to keep some cash in the bank and still get the down payment and make the purchase so now I have a little bit of savings.” – Diana

What is Address Yourself?

Address Yourself is an affordable homeownership initiative that combines budgeting, pre-purchase, and credit counseling with access to low-cost mortgage products to help get you into your new home.

Whether you’re ready to start looking for homes now or need to take some time to build a credit profile, this is the place to start.

Down Payment Assistance Program Flyer NJCC 2020

The Process

If you’re not quite mortgage ready, our counselors will create a customized plan to; improve your credit, and/or reduce your debt, and/or help you save for a down payment at no cost to you.

Are you interested in down payment assistance? Address Yourself counselors will help you find and apply for down payment assistance grants.

When you are mortgage ready, Address Yourself will help you get a pre-approval letter from any of our credit union partners. You are now ready to go searching for your home!

After you’ve purchased your home, your Address Yourself counselor will help you stay in your house, including working side by side with you to stay on top of your mortgage and deal with the credit union.

Ready? Let’s Get Started

AddressYourself

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Affinity Federal Credit Union

The Credit Union of New Jersey

Greater Alliance Federal Credit Union

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What is Address Yourself?

The Process

Ready? Let’s Get Started

AddressYourself

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