Life as a homeowner is good for Leandro, who just purchased a home in the Lafayette neighborhood of Jersey City. "What's the best part about owning a home? I wish I could pick one part," Leandro says, laughing. "Just being able to have my own home. That's the best part." – Leandro, Jersey City
What is Address Yourself?
Address Yourself is an affordable homeownership initiative that combines budgeting, pre-purchase, and credit counseling with access to low-cost mortgage products to help get you into your new home.
Whether you’re ready to start looking for homes now or need to take some time to build a credit profile, this is the place to start.
The Process
If you’re not quite mortgage ready, our counselors will create a customized plan to; improve your credit, and/or reduce your debt, and/or help you save for a down payment at no cost to you.
Are you interested in down payment assistance? Address Yourself counselors will help you find and apply for down payment assistance grants.
When you are mortgage ready, Address Yourself will help you get a pre-approval letter from any of our credit union partners. You are now ready to go searching for your home!
After you’ve purchased your home, your Address Yourself counselor will help you stay in your house, including working side by side with you to stay on top of your mortgage and deal with the credit union.
Ready? Let’s Get Started
AddressYourself