Housing

  • Life as a homeowner is good for Leandro, who just purchased a home in the Lafayette neighborhood of Jersey City. "What's the best part about owning a home? I wish I could pick one part," Leandro says, laughing. "Just being able to have my own home. That's the best part." – Leandro, Jersey City

What is Address Yourself?

Address Yourself is an affordable homeownership initiative that combines budgeting, pre-purchase, and credit counseling with access to low-cost mortgage products to help get you into your new home.

Whether you’re ready to start looking for homes now or need to take some time to build a credit profile, this is the place to start.

The Process

If you’re not quite mortgage ready, our counselors will create a customized plan to; improve your credit, and/or reduce your debt, and/or help you save for a down payment at no cost to you.

Are you interested in down payment assistance? Address Yourself counselors will help you find and apply for down payment assistance grants.

When you are mortgage ready, Address Yourself will help you get a pre-approval letter from any of our credit union partners. You are now ready to go searching for your home!

After you’ve purchased your home, your Address Yourself counselor will help you stay in your house, including working side by side with you to stay on top of your mortgage and deal with the credit union.

Ready? Let’s Get Started

AddressYourself

 

 

 
 

 

 
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Affiliated Business Disclosure

Effective January 2016

This is to give you notice that New Jersey Community Capital (“NJCC”), through its wholly owned subsidiary NJCC LMI Mortgage Platform LLC, has a business relationship with CUMAnet, LLC. NJCC LMI Mortgage Platform LLC, has a 10% ownership interest in CUMAnet, LLC. As does Affinity Federal Credit Union, Greater Alliance Credit Union, and the Credit Union of New Jersey, who together own 90% of CUMAnet.

CUMAnet, LLC is a mortgage fulfillment and loan servicing company. If you were to close on a mortgage loan with one of the participating credit unions, NJCC and/or participating credit unions may receive a financial or other benefit due to an ownership interest in CUMAnet, LLC.

Please contact us at addressyourself@njclf.org with any questions regarding this disclosure.

ACKNOWLEDGMENT

BY USING THIS WEBSITE, I ACKNOWLEDGE THAT I HAVE READ THIS AGREEMENT IN ITS ENTIRETY, AND THAT I UNDERSTAND AND AGREE TO ALL OF THE PROVISIONS CONTAINED ABOVE.

Copyright 2018, New Jersey Community Capital

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